Charleston Uninsured Motorist Accident Attorney

Call (843) 968-0886 to Get Experienced Legal Representation

If you suffered an injury in a South Carolina car accident and the other driver did not have insurance coverage, our Charleston personal injury attorneys at Pierce | Sloan are ready to help you recover the compensation you deserve. We can work to ensure you are able to obtain your entitled benefits from every source. With nearly two decades of experience, our legal team possesses the extensive knowledge of state law to help you navigate through the complexities of the legal system.

South Carolina's Laws on Uninsured Motorist Coverage

In South Carolina, motorists are required to carry certain limits on uninsured motorist coverage (UM) in their own insurance policy. Thus, if you are a South Carolina motorist and you possess car insurance, you have a legal claim against your own insurance company if the driver who was legally responsible for the collision had no auto insurance coverage. While a deductible may apply, you may be reimbursed for the deductible if the insurance provider can collect it from the uninsured motorist.

Uninsured motorist coverage can kick in when:

You are injured in a hit and run accident and the driver has fled the scene

The other driver's insurance is not enough to cover your property damage and bodily injury

The other driver does not have insurance at all

Since you are seeking benefits from your own insurance company, despite not being at fault for the accident, your insurance adjuster owes you a duty to handle your claim for UM benefits in a fair manner. However, insurers are sometimes reluctant to pay the full amount of your entitled benefits.

Ready to Start Your Case Today

Uninsured motorist claims can be quite challenging. However, our experienced Charleston car accident attorneys can help. Do not hesitate to schedule a free consultation to discuss your legal options immediately.